NAAC is a SaaS property management platform for licensed residential property management companies. It provides leasing, billing, accounting, tenant screening, and maintenance in a single system.
Contact UsApplication intake, FCRA-compliant screening, BlueMoon e-signatures, renewal management, and move-in workflows.
Automated rent charges, payment processing via Payabli, double-entry general ledger, AP, owner distributions, and month-end close.
Online payments, maintenance requests, lease documents, move-in checklist, and renewal responses. Passwordless login.
Automated screening waterfall via MicroBilt: credit risk scoring, bank-verified income, eviction records, and criminal records. FCRA-compliant from authorization to adverse action.
NAAC runs a structured screening waterfall powered by MicroBilt Corporation, a Consumer Reporting Agency regulated under the FCRA. Every applicant completes a standalone authorization page before any consumer report is pulled, per 15 U.S.C. 1681b(b)(2)(A). Consumer reports are obtained solely for housing tenancy decisions, a permissible purpose under 15 U.S.C. § 1681b(a)(3)(A).
The waterfall covers credit risk scoring (iPredict), bank-verified income (IBV), eviction records, and criminal records. Applicant PII is encrypted at rest using AES-128 encryption and automatically purged five years after the application reaches a terminal state.
Adverse action notices are generated within the platform and include the content required under 15 U.S.C. § 1681m — the CRA's identity, the applicant's right to dispute, and the right to a free copy of the consumer report. The property manager — not NAAC — makes all tenancy decisions.